Offer to title deed
How to buy an office in Dubai, step by step
10 steps from the first brief to the day you get the keys — who does each one, what to bring, and what the authorities charge.
- 1–3FindBrief, finance, shortlist and checks
- 4–5AgreeOffer and the sale agreement
- 6–8TransferNOC, mortgage and the transfer
- 9–10Hand overTitle deed, keys and accounts
Fees are indicative and change; we confirm the current ones on the day.
Stage 1 of 4 · Find
Step 01 of 10
Your brief, and your finance
Find
- 1
Your brief, and your finance
Use, size, area, budget and whether you will occupy or let. If you are borrowing, a bank’s pre-approval first — commercial loans usually run to 50–60% of the price.
- Who
- You
- 2
Shortlist and viewings
Units that fit, on and off the market, each with its service charge, any tenancy, and what it costs to buy. We arrange the viewings and are there for each one.
- Who
- Us
- 3
The ten checks
Title deed, service charge, tenancy, permitted use — the checks before an offer, with the documents to see for each.
- Who
- You, with us
Agree
- 4
Offer
Price, timing, what the sale includes (fit-out, parking bays) and who pays which fee. We negotiate and confirm the terms in writing.
- Who
- Us, with the seller
- 5
Sale agreement and deposit
Buyer and seller sign the memorandum of understanding (Form F) and the buyer’s deposit — usually 10% — is held until transfer.
- Who
- You and the seller
- Bring
- Passport and Emirates ID (or company documents)
- Deposit cheque
Transfer
- 6
Developer’s NOC
The seller clears the service charges and the developer issues a no-objection certificate for the sale.
- Who
- The seller, with us
- Cost
- Set by the developer; the seller usually pays
- 7
Mortgage offer
The bank values the unit and issues its final offer; the loan is registered against the title at transfer.
- Who
- You and your bank
- Cost
- DLD mortgage registration: 0.25% of the loan + AED 290
- 8
Transfer at a trustee office
Buyer, seller (or their representatives) and any bank meet at a registration trustee; the price is paid by manager’s cheque and DLD registers the transfer.
- Who
- Everyone
- Cost
- DLD: 4% of the price + admin; trustee fee about AED 4,200
Hand over
- 9
Title deed
The new title deed is issued in your name — usually the same day, electronically.
- Who
- DLD
- 10
Keys and accounts
Keys and access cards, the service-charge account with the owners’ association, DEWA and cooling into your name — and, if it is let, the lease and the tenant’s cheques.
- Who
- Us
Talk to an advisor
Tell us what you need. We will send you spaces that fit.
Size, area, fit-out, parking, budget and move-in date — send it once. Not every space we handle is on the website, and the right one is often off-market.